Terms and Conditions – LoanLens: Eligibility Checker
Welcome to LoanLens: Eligibility Checker ("LoanLens", "Application", "Service", "we", "our", or "us").
These Terms and Conditions govern your access to and use of the Application. By downloading, installing, accessing, or using LoanLens: Eligibility Checker, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree with any part of these Terms, you should discontinue use of the Application immediately.
Purpose of the Application
LoanLens: Eligibility Checker is a financial utility designed to provide users with informational tools and estimation calculators, including:
- Loan eligibility estimations
- EMI (Equated Monthly Installment) calculations
- Financial planning and budgeting tools
- Educational content related to loans and personal finance
The Application is provided solely for informational and educational purposes and should not be interpreted as financial, legal, banking, tax, investment, or lending advice.
No Loan Provider Relationship
LoanLens: Eligibility Checker does not function as a lender, financial institution, broker, or credit provider.
Specifically, we do not:
- Offer or issue loans
- Process loan applications
- Approve or reject credit requests
- Operate as a bank, NBFC, or lending organization
- Provide investment or financial advisory services
- Guarantee loan approval, interest rates, eligibility, or repayment terms
Any estimates, calculations, or results generated by the Application are illustrative only and should not be considered official financial assessments or lending decisions.
Before making financial commitments, users should consult qualified financial advisors or authorized lending institutions.
User Responsibilities
By using the Application, you agree to:
- Comply with all applicable laws and regulations
- Provide accurate information when using calculators and estimation tools
- Use the Service only for lawful purposes
- Avoid actions that may impair, disrupt, or interfere with the operation of the Application
- Refrain from attempting unauthorized access to systems, servers, or data
- Respect the rights of other users and service providers
You are solely responsible for any decisions, actions, or outcomes resulting from your use of the information or calculations provided by the Application.
Advertisements and Promotional Content
LoanLens: Eligibility Checker may display advertisements supplied by third-party advertising partners, including Google AdMob and similar advertising networks.
Advertising revenue helps support the maintenance, development, and continued availability of the Application.
We do not endorse, verify, or guarantee any products, services, offers, or content displayed through third-party advertisements. Any interaction, purchase, or engagement with advertisers is solely between you and the respective third party.
For information regarding Google's advertising practices, please visit:
https://policies.google.com/technologies/ads
Third-Party Services
To operate and improve the Application, we may integrate services provided by trusted third parties, including but not limited to:
- Google Play Services
- Google AdMob
- Firebase
- Firebase Analytics
- Firebase Crashlytics
- Meta SDK
These services are governed by their own terms, conditions, and privacy policies. We do not control and are not responsible for the practices, content, or policies of third-party providers.
Useful resources:
- Google Privacy Policy: https://policies.google.com/privacy
- Firebase Privacy and Security: https://firebase.google.com/support/privacy
- Meta Privacy Policy: https://www.facebook.com/privacy/policy
Intellectual Property Rights
All content, software, designs, graphics, logos, trademarks, branding elements, text, and other materials associated with LoanLens: Eligibility Checker are protected under applicable intellectual property laws and remain the property of their respective owners.
Except where expressly permitted, you may not:
- Copy, reproduce, or distribute Application content
- Modify or create derivative works
- Reverse engineer, decompile, or attempt to extract source code
- Commercially exploit any portion of the Application
- Use trademarks, branding, or logos without authorization
Unauthorized use may result in legal action and other remedies available under applicable law.
Disclaimer of Warranties
The Application is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, statutory, or otherwise.
To the maximum extent permitted by law, we disclaim all warranties, including but not limited to:
- Accuracy or completeness of calculations
- Reliability of results or estimates
- Continuous availability of the Service
- Freedom from errors, bugs, or interruptions
- Suitability for any particular purpose
- Availability of all features at all times
Your use of the Application is entirely at your own discretion and risk.
Limitation of Liability
To the fullest extent permitted by applicable law, LoanLens, its owners, developers, affiliates, licensors, partners, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of the Application.
This includes, without limitation:
- Financial losses
- Business interruption
- Loss of profits or opportunities
- Data loss or corruption
- Reliance on calculations or estimates generated by the Application
- Decisions made based on information provided through the Service
Users acknowledge that actual financial outcomes may differ significantly from any estimates, projections, or calculations displayed within the Application.
Updates and Enhancements
We may periodically update, modify, or improve the Application, including changes related to:
- Features and functionality
- Security enhancements
- Performance improvements
- Bug fixes
- User experience optimization
Certain features or services may be modified, restricted, replaced, or removed at any time without prior notice.
Suspension or Termination
We reserve the right to restrict, suspend, or terminate access to the Application at our discretion if we reasonably believe that:
- These Terms have been violated
- The Service is being misused
- Unauthorized or harmful activities are being conducted
- Continued access may negatively impact the Application, its users, or third-party services
Such actions may be taken without prior notice where permitted by applicable law.
Children's Use
LoanLens: Eligibility Checker is not intended for children under the age of 13.
We do not knowingly permit the collection of personal information from children or allow use of the Application where such collection would occur. Parents or guardians who believe a child has used the Application inappropriately should contact us.
Changes to These Terms
We may revise these Terms and Conditions from time to time to reflect updates in our services, business operations, legal obligations, or regulatory requirements.
Any revised version will be made available through the Application or associated policy pages and will include an updated effective date.
Your continued use of the Application following the publication of revised Terms constitutes acceptance of the updated Terms and Conditions.
Contact Us
If you have questions, concerns, feedback, or requests regarding these Terms and Conditions, please contact us:
Email: sdg@taglineinfotech.com